Fair Credit Reporting Act (1971)
- Fair Credit Reporting Act (1971)
- Fair Credit Reporting Act (1971)
-
Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right to know what is in their credit report; requires that both a credit bureau and information provider (i.e. department store) have an obligation to correct wrong information; gives consumers the right to dispute inaccurate information and add a 100-word statement to their report to explain accurate negative information; and gives consumers the right to know what credit bureau provided the report when they are turned down for credit (BANKRUPTCY DICTIONARY OF TERMS)/.
United Glossary of Bankruptcy Terms
2012.
Glossary of Bankruptcy.
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